Disability Insurance

East Alabama Health has both long term and short-term disability plans. Both plans are administered by Lincoln Financial.

Long Term Disability (LTD) is offered to full-time employees and begins on the first day of the month following one month of employment. EAH pays the full cost of this coverage. Once you have been disabled for 180 days, this plan pays 60% of your monthly salary with a maximum allowance of $8,000. Benefits may continue for up to 24 months but you must continue to meet the definition of disability and supply appropriate documentation in order for the benefits to continue.

Short Term Disability (STD) plan is offered to employees and begins to pay on the 15th day of your illness or recuperation from an accident. You must meet certain requirements regarding pre-existing conditions for this coverage. Payments of 60% of your pay (maximum of $1,000) may continue as long as 11 weeks if you are still disabled during that time.

For more information about what all is offered by Lincoln Financial, you can visit their website at lfg.com.